CHECKOUT TERMS & CONDITIONS

1. Seller

These Terms & Conditions (“Terms”) govern all purchases made from XYZ MEDIA LLC, a New Mexico limited liability company (“Company,” “we,” “us,” “our”).

These Terms apply to all purchases made through any Company-operated domain, including but not limited to:

and any associated checkout pages, payment links, or Stripe-hosted checkout flows.

2. Products & Services Covered

These Terms apply to all digital products and coaching services, including but not limited to:

  • SUB30

  • REFORM365

  • 1-on-1 Consultation

  • Digital PDFs

  • Pre-recorded programs

  • Live 1-on-1 coaching sessions conducted via video call

3. Digital Delivery & Access

All digital products are delivered immediately upon successful payment, or access is granted without delay.

Delivery is deemed complete when:

  • Download links, login credentials, or viewing access are provided; or

  • Coaching access or scheduling capability is granted.

Consumption or use is not required for delivery to be complete.

4. No Refunds / No Returns

ALL SALES ARE FINAL.

By completing a purchase, you expressly agree that:

  • Digital products are non-refundable once access is granted;

  • Coaching services are non-refundable, whether attended, missed, rescheduled, or unused;

  • Missed or unused coaching sessions are forfeited.

No refunds, reversals, credits, or chargebacks will be honored under any circumstances.

5. Waiver of Cancellation & Cooling-Off Rights

You expressly:

  • Consent to immediate delivery and access to digital content; and

  • Waive any right to cancellation, withdrawal, or cooling-off period that may otherwise apply under consumer protection laws, to the maximum extent permitted by law.

6. Chargebacks & Payment Disputes

You agree not to initiate chargebacks or payment disputes for products or services that have been properly delivered.

Initiating a chargeback after delivery constitutes a material breach of these Terms.
The Company may submit these Terms, payment records, access logs, timestamps, and service records as evidence in any dispute.

7. Coaching, Fitness & Content Disclaimer

All coaching, written instructions, fitness guidance, nutrition guidance, and discipline-related instructions are provided for educational and informational purposes only.

You acknowledge and agree that:

  • Participation is voluntary;

  • You assume full responsibility for your actions, health, safety, and outcomes;

  • The Company does not provide medical, psychological, or professional advice.

To the maximum extent permitted by law, the Company disclaims all liability arising from use or application of any content or coaching.

8. Intellectual Property & Use Restrictions

All content is the exclusive intellectual property of the Company.

You may not:

  • Copy, share, reproduce, redistribute, resell, or sublicense any content;

  • Record coaching sessions without prior written consent;

  • Use content for commercial or instructional purposes.

Unauthorized use constitutes infringement.

9. Access Termination

The Company reserves the right to suspend or revoke access without refund if you:

  • Violate these Terms;

  • Engage in chargeback abuse;

  • Misuse, redistribute, or attempt to exploit the content.

10. Governing Law

These Terms are governed by the laws of the United States, without regard to conflict-of-law principles.

11. Mandatory Arbitration

Any dispute arising out of or relating to these Terms or any purchase shall be resolved exclusively by binding arbitration, conducted in English, under rules selected by the Company.

You waive the right to:

  • Jury trial;

  • Class actions;

  • Collective or representative proceedings.

12. Acceptance & Binding Agreement (No Checkbox Required)

By:

  • Completing payment through Stripe or any authorized payment processor; and/or

  • Accessing, downloading, viewing, or using any digital content or coaching services;

you acknowledge that:

  • You were provided reasonable access to these Terms prior to purchase;

  • You had the opportunity to review them;

  • Your payment and subsequent access constitute full and binding acceptance of these Terms.

Stripe payment authorization and successful transaction completion constitute affirmative assent to this agreement.